How we charge makes us stand out

We use the UK Retail Distribution Review (RDR) model. There are

no up-front or annual commissions taken on either the trust or

investment products we sell. No underlying commissions are taken

on any investment products. This is a very different model to that

typically offered by advisers in Asia.

We charge fees fully disclosed and agreed by you prior to

completing any business. All fees are shown clearly on the

application forms.

Key differences

Traditionally, financial management companies have been

transactional-led and up-front commission-driven, meaning that they

have significant input in the early stages of product selection and

purchase, but have less client contact beyond this point. Our

approach is different.

Once any savings or investment application is completed, our main

investment proposition concentrates on managing clients’ portfolios.

We leave this to the experts and their view is to ‘actively’ manage

portfolios. Unlike the traditional approach, this involves taking an

active role in the management of the portfolio, monitoring changes

in the global financial markets and ensuring investments continue to

meet a client’s objectives. This approach allows us to spend more

time ensuring clients are happy and that their investments are

working for them.

Our ‘active’ portfolio clients can expect:

♦ Portfolio updates every 3 months

♦ Client updates – regular newsletters, giving general, market

   and product updates

♦ Client focus – ensuring we understand and develop a client’s

   goals and share information according to their investment

   experience

♦ Clear costs – being transparent about fee options and the

   services clients will receive for their fees